Using new-age technologies such as AI and machine learning, agri-business companies have greater insight and control over their yields and profitability
The advent of new age technologies such as artificial intelligence and machine learning, coupled with drones and sensors are rapidly transforming the agriculture sector in India and around the world.
Farmers and agri-business companies using these technologies have a much greater insight and control over their yields and profitability, and they are no longer at the mercy of the vagaries of weather.
In India, one of the pioneers in persuading the farmers and agriculturists to adopt this innovation is FarmERP, a data-driven agri-intelligence business platform, conceptualised by Sanjay Borkar and Santosh Shinde of Pune-based Shivrai Technologies.
In an exclusive chat with Eastern Eye, a sister title of Asian Trader, Borkar recalled how FarmERP came into being. He said, “Me and Santosh hail from agricultural families. We both had a liking for agriculture. In India it is considered more a tradition than business. When we started it was not even close to doing business.”
Both Borkar and Shinde are computer engineers and graduated from the University of Pune and worked in information technology companies for a few years. “We thought of coming out with something that would ease the problems faced by farmers,” Borkar said.
Keeping that in mind they began working on multimedia content and sold them to some agri-business companies. Then they thought of developing a tool that will help farmers improve their productivity and profitability.
They created a software called Farm Management Software and it was developed keeping in mind the grape farmers of Nashik in Maharashtra, who export their produce to Europe. The software helped in keeping the important records, the expenses incurred and in maintaining the quality of produce.
This was a simple, desktop-based software and we sold it to many farmers. Though it was interesting, it was very tough to sell to farmers, and the returns were modest and not sustainable, Borker recollects.
Scaling up
The duo then thought of converting the Farm Management Software to an enterprise resource planning (ERP) software and began serving the corporates. “Our first major offer came from Oman where we had to cater to 1200 acres of farmland,” Borkar said.
They then began rebuilding and fine-tuning their ERP product by getting inputs from customers and improving the product, and exploring other markers.
“We began getting orders from Turkey and Thailand for even bigger farmlands. Since then, a majority of our work is business-to-business (B2B). We work with plantation and farms, contract farming companies and exporters. We have also worked with farmer-producer organisations,” Borkar said.
FarmERP has been used in a wide range of crops – from plantation crops like oil palm, rubber, sugarcane and pineapple to field crops like wheat and rice. It also deals with a wide varieties of fruits and all kinds of vegetables.
“This platform is crop-agnostic. We can use it for any crop and in any region. We have deployed it in over 30 countries,” Borkar said.
To cater to non-English speaking regions and help them access vital agricultural information and resources, FarmERP has included many languages including Spanish, French, Russian, Vietnamese, Turkish, Thai and Arabic on its platform.
“We have covered 700,000 acres of land till now and 200,000 farmers have benefited indirectly from them. We don’t directly work with farmers,” he said.
The platform covers all aspects of farming – planning, operation, execution and financial aspects. “FarmERP gives you plot-level or crop-wise profit and loss view,” Borkar said.
Smart farming
Borkar said bringing predictability into agriculture is one of their top priorities. “When we started our focus was on improving productivity and profitability. Now we are using artificial intelligence and machine learning to make agriculture climate smart.”
This involves advising farmers on how to use water accurately and intelligently, the proper nutrition requirement, and the risks posed by pests and diseases. It all depends on the weather, he said.
“We have devised climate-smart agricultural dashboard which helps the companies or farmers to understand and mitigate the climate risks,” Borkar said. For this dashboard, AI, machine learning and computer vision are used and this dashboard is integrated with FarmERP.
“FarmERP is the business layer, it tells your costs, resources consumption etc. But FarmGyan is our intelligence repository and sits on top of this. It is the predictability layer. It tells you how much water is needed, possible pest and disease threats,” Borkar said.
He explained that by just taking a picture of a crop using a cellphone and feeding it on the platform, one can know the amount of water and nutrition required.
Regarding the challenge of bringing in different languages on FarmERP platform, Borkar said it always a challenge to work in countries where English is not spoken. “We work through our partners, and they helps us in translating, or giving local support in implementation, training and deployment of workforce,” he added.
Borkar said with many more players entering this field there is a rise in competition and the industry is getting enriched.
“We partner with them to develop or manufacture hardware, internet of things (IoT), sensors or machinery devices. These companies in turn integrate our ERP platform. Data from various parts in the farm – in the form of sensors, machinery, weather station, automated irrigation system is brought into a common database. This helps us give more insightful advice to the companies and end users,” Borkar said.
Europe operation
Borkar said Europe will be a focus area for crops grown in controlled conditions like berries.
FarmERP has a long-standing client in France who grows berries, including blueberries, raspberries and strawberries and the company is in the process of finalising an order in Germany.
“We have developed an excellent solution for berries. Berry picking is a skillful job, the worker who does this task needs to be trained. Your entire production quality depends on the skill of these workers. At FarmERP we have given every berry picker an ID card, which is scanned and recorded. We can now record worker-wise harvest, and we know who is working more efficiently and incentivise them. This helps in better labour management,” Borkar said.
FarmERP also helps in farm scouting – going through the farmland and finding out which portion has the best yield. “We have modules which capture this minutely and suggest remedial measures,” Borkar said.
The platforms also plays a vital role during post-harvest operations. “Once the harvest is done, the produce, be it vegetable or fruits, is brought to the packhouse. There it is cleaned, graded, and packed. Then it is put in cold storage. Ship it through air or sea. That entire cycle is covered in FarmERP.”
Carbon-zero targets
“FarmERP helps farmers attain carbon net zero targets and consumers eat food free from any chemical residue. Another focus areas is regenerative agriculture. This is a widely discussed subject because of carbon net zero compliance,” he said.
Future plans
“This year we will be launching the sustainability model. Which has carbon reporting in it. On the farm you can sequester or emit carbon. Using FarmERP we can find out how much carbon is sequestered and how much is emitted and prepare the carbon report. We are coming up with a new release – Release 24 this year. It is a major release with lots of new functionalities,” Borkar said.
Awards
FarmERP is now recognised in many countries and it recently won the ‘best tech in agriculture’ award instituted by Entrepreneur magazine.
The British rappers, who recently announced the opening of a new supermarket, states that they were tired of going from shop to shop in their hometown to find the culturally diverse products they need and decided to take matters into their own hands.
The new supermarket named Saveways opened today (1).
Award-winning duo Casyo Johnson and Karl Wilson, known in the music world as Krept and Konan and the voices behind the 2015 hit "Freak of the Week", grew up in Croydon, south London, where about 40 per cent of residents identified as Black or Asian in a 2021 census.
But the duo say many of those communities are underserved by small local convenience stores and that the "world food" aisles in some of the major grocery chains often lack in product variety - a gap they hope to fill with their new 15,000 square foot supermarket, "Saveways", which opens on Saturday.
"We want people to feel seen," said Konan, who along with Krept was awarded a British Empire Medal in 2020 for their services to music and the community in Croydon. "We want people to feel that they've got a place that represents them when they want to get their specific food."
Shelves have been stocked with hundreds of spices, different types of beans, rice and cooking oils. Shoppers will also be able to bulk-buy halal meat, exotic fish and fruits, as well as ethnic hair and beauty products.
There is a prayer room and a comment box near the checkouts where shoppers can make requests for new products.
The idea to open a "one-stop-shop" with products tailored to Black, Asian and ethnic communities was pitched to Krept and Konan by their business partner, Kaysor Ali, who has known the rappers for more than 15 years.
"There is a lot of heart behind it and that's where it really comes from," Ali said. "To bridge that gap ... because no one has ever really done it - not to this standard."
New data published this week by LINK, the UK’s cash access and ATM network, showed that consumers withdrew £79.5 billion from cash machines in 2024, a 1.2 per cent reduction compared to 2023.
In total, adults over the age of 16 made 915 million cash withdrawals last year, 60 million (6.1%) fewer than in 2023. This equates to approximately 16 trips to the ATM per person, with an average withdrawal of £86 each time, totalling £1,424 over the year.
ATMs account for 93 per cent of all cash withdrawals in the UK, ahead of cashback and counter transactions at bank branches, post offices, and banking hubs.
Regional differences
Since the pandemic, with more people opting for contactless and digital payments, cash and ATM usage has declined significantly. However, cash remains popular, with regular LINK research showing around 75 per cent of adults using cash at least once a fortnight. While people are visiting ATMs less frequently, they are withdrawing more cash per visit.
The data reveals that every region and nation across the UK saw a fall in total cash withdrawals, with the largest declines in Scotland and London. Interestingly, the North-East of England and Wales experienced small increases in the total value of cash withdrawn.
Northern Ireland remains the most cash-heavy part of the UK, with banking customers withdrawing an average of £2,274 in 2024. The second and third most cash-heavy regions were Yorkshire and the Humber (£1,696) and the North-East (£1,682). Yorkshire was the only region where the average withdrawal increased, rising just over 2 per cent from £1,658. ATM usage was lowest in the South-West, where the average customer withdrew £1,030, closely followed by the South-East (£1,030).
ATM numbers
As cash use continues its long-term decline, the number of ATMs has also fallen. By the end of 2024, there were 5 per cent fewer cash machines compared to the end of 2023 (48,401 vs 46,182). Of these, 37,361 are free-to-use, down from 38,480, and 8,821 are charging ATMs, down from 9,921.
LINK noted that it has multiple financial inclusion programmes in place, as well as a statutory obligation, to ensure everyone has good free access to cash. An unchanged 9 in 10 people still live within 1km of a free cash access point, such as an ATM, post office, or banking hub.
In 2024, the Financial Conduct Authority (FCA) introduced new rules to protect access to cash across the UK. These rules include measures requiring LINK to independently assess the needs of a location following the closure of a bank branch. Communities can also request LINK to assess their high street if they believe it lacks appropriate cash services.
To date, LINK has recommended 184 banking hubs and over 100 deposit services to support cash in the community. These are being delivered by Cash Access UK, which opened the 100th banking hub in late 2024.
“Cash usage is falling in line with our own expectations as more people choose to shop online or pay with card. However, cash remains popular for many reasons,” Graham Mott, director of strategy at LINK, said.
“Our own research shows that millions still rely on it because they’re not confident, able, or can afford to use digital payments. For those on low budgets, there’s still no better alternative to managing your finances than using notes and coins. Notwithstanding, as we saw last year during the CrowdStrike IT issues, if and when systems go down, cash is quite often the only option.
“LINK’s job is to protect access to cash, which means that even as cash and ATM use falls, we will continue to ensure that every street is protected. We’re also pleased that we have recommended almost 200 banking hubs, allowing people and businesses that rely on cash to be able to readily access and deposit cash.”
Morrisons has announced its trading update for the fourth quarter (Q4) and full year 2023/24, showcasing a robust performance marked by significant operational and financial improvements.
The supermarket chain reported its strongest quarterly like-for-like (LFL) sales growth in nearly four years, alongside a notable increase in underlying EBITDA and total revenue.
For the 52 weeks ending 27 October 2024, Morrisons achieved a 4.1 per cent increase in Group LFL sales, with Q4 LFL sales rising by 4.9 per cent - the highest quarterly growth since early 2021. Underlying EBITDA surged by 11.2 per cent to £835 million, while total revenue climbed 3.8 per cent to £15.3 billion for the full year. Q4 revenue also saw a strong uptick, increasing by 4.8 per cent to £3.8 billion.
“This has been a year of urgent reinvigoration and positive progress for Morrisons. Customer transactions increased, market share grew from Q2, and we saw positive switching from our competitors,” Rami Baitiéh, chief executive, said, adding that improvements in availability, pricing, promotions, and the loyalty scheme have driven the financial performance.
The Morrisons More Card has been a standout success, with linked sales growing to 68 per cent at the year-end and reaching 76 per cent by the time of the update. “The More Card is firmly established as a customer favourite after a stunning year,” Baitiéh noted, with 3.5 million Morrisons Fivers redeemed during the two-week Christmas period.
Morrisons expanded its convenience store estate to over 1,600 stores and acquired 36 convenience stores in the Channel Islands in November 2024.
Two men have been arrested in connection with a series of armed robberies at convenience stores in mid-Ulster, which took place on Thursday (30).
The first incident occurred just before 7am at McCrystal’s Day-Today, a filling station on Ballinderry Bridge Road in Coagh. Two masked men, one wielding a handgun, entered the store and threatened staff, holding a weapon to one man's head before forcing him to open the till.
Shortly after, a second robbery took place at a supermarket on Shore Road in Ballyronan. Again, two armed men threatened staff at gunpoint, placing the firearm to the head of an employee before fleeing with cash and a quantity of cigarettes.
A third armed robbery was later reported at Lynch’s Spar on Moor Road in Clonoe, where the suspects again stole cash before making their escape.
Police Service of Northern Ireland informed, "Staff were threatened by two masked men - and were ordered to hand over a sum of cash.
“A blue Audi A6 – believed to have been used by the suspects, was stolen from outside an address in Portadown and later found on fire at Drumcree Community Centre.
“Tonight, Mid Ulster detectives conducted a number of searches at properties in the Churchill Park area of Portadown. Two men, aged in their 30s and 50s, were arrested on suspicion of a number of offences in connection with the investigation.
"An electronic device was also seized for forensic examination. “They have both been taken to police custody for questioning."
Meanwhile, the incident was slammed by a leading Northern Ireland retailers' body.
Commenting on the three-armed robberies of Retail NI members in Mid Ulster, Retail NI Chief Executive Glyn Roberts said, "“These robberies on our members are utterly disgraceful and if anyone in the local community has any information, please contact the PSNI”.
“We shouldn’t forget these are independent retailers that go above and beyond to serve their local community. Our thoughts are with the staff who have traumatised by these despicable attacks”.
“Retailers are sadly experiencing record levels of assault of shop staff, shoplifting and robberies. It is crucially important that the Department of Justice include the assault of shop staff in the forthcoming Sentencing Bill”.
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A general view of the Sevington Inland Border Facility sign on February 09, 2024 in Ashford, UK
The delayed third phase of Britain's post-Brexit border regime for imports from the European Union will begin on Friday - four years after Britain left the bloc's single market and nine years after it voted to leave the EU.
After Brexit, such was the scale of Britain's task to untangle supply chains and erect customs borders, that it only started imposing new rules last year.
The first phase of Britain's new border model requiring additional certification for some goods came into force at the end of January last year. A second phase followed at the end of April, introducing physical checks at ports for products such as meat, fish, cheese, eggs, dairy products and some cut flowers. New charges were also introduced.
From Friday, a third phase, delayed from Oct. 31 last year, will kick off, with businesses moving goods from the EU to Britain required to comply with new UK safety and security declaration requirements - detailed information about the products being shipped.
HM Revenue and Customs said mandatory collection of the data would enable "more intelligent risking of goods", with legitimate goods less likely to be held up at the border. It said this would mean less disruption to businesses whilst preventing illegal and dangerous goods entering the UK.
But it warned businesses that declarations must be submitted before goods arrived at the UK border to avoid them being held up for unnecessary checks and possible penalties.
While Britain's major retailers and large EU exporting businesses have the resources to handle the demands of the new border regime, smaller retailers and wholesalers have complained it is disproportionately burdensome.
Plans to extend physical checks to fruit and vegetables have been delayed several times and in September last year were pushed out again to July 1 this year.
Chancellor Rachel Reeves said on Sunday, she was "happy to look at" an idea, put forward last week by European Trade Commissioner Maros Sefcovic, that Britain could join a pan-European customs scheme. The scheme is not the same as the EU's full customs union, which the Labour government has said it will not rejoin.