A former postmaster broke down in tears as he recounted how he faced financial ruin and battled suicidal thoughts after Post Office’s IT system Horizon, which later found as flawed, showed errors in his account.
Baljit Singh Sethi, who ran two branches near Romford in Essex with his wife Anjana, was the first witness to give evidence to the Post Office Horizon IT Inquiry, which started its Human Impact Hearings on Monday (February 14).
After Horizon was introduced, one branch had no problems at all, but the second one showed money was going missing, to the tune of £17,000. They were never charged, but asked to cover out of their own pocket.
“I knew there was something wrong with the system but no one wanted to know that,” he said, adding that he tried to communicate with the head office after noticing the problem with the system.
“We didn't take a single penny from the Post Office our entire life.”
The 69-year-old was overcome by emotion on several occasions as he described his long career spanning two decades.
“I was so down and out, at one stage I was thinking of contemplating suicide. But then I thought no, this is the easy way out. What about my family, my children,” he said.
Opening the hearings, Barrister Jason Beer QC, the counsel to the inquiry, said the scandal, which he described as “the worst miscarriage of justice in recent British legal history” has ruined lives.
“Lives were ruined, families torn apart, families were made homeless or destitute, reputations were destroyed,” he said.
Beer also noted that some former sub-postmasters had passed away before it started.
“It is about people whose mental and physical health has been impacted, people whose marriages and partnerships have deteriorated or failed, about people who have thought about taking their own lives and in some cases took their own lives,” he said.
The scandal saw the Post Office prosecute more than 700 sub-postmasters for alleged false accounting and theft, after its IT system reported shortfalls between 2000 and 2014.
The inquiry, which is being chaired by Welsh judge Sir Wyn Williams and expected to run for the rest of this year, will look into various aspects of the scandal.
They include when the Post Office knew about the IT flaws, how staff were made to take the blame and whether its governance and whistleblowing structures need reform.
In 2019, the High Court ruled that Horizon was affected by bugs and defects, and courts have gone on to quash 72 convictions.
Around 40 witnesses are scheduled to give oral evidence to the public inquiry in the next two weeks. Evidence will be heard from witnesses in Leeds and Cardiff over the coming weeks.
“I am extremely grateful to those who have accepted my invitation to give oral evidence,” Sir Wyn said.
“I recognise that the task of giving evidence in a public forum about personal experiences will not be easy. Without such evidence, however, my ability to reach clear and considered conclusions about the nature and scale of the suffering endured by many over a substantial number of years would be seriously impaired.”
Josephine Hamilton, known as Jo, who ran a post office in South Warnborough in Hampshire, had her conviction for false accounting quashed in 2021. She told the inquiry she had been falsely told she was the only person experiencing problems with the Horizon IT system, which showed a deficit in her accounts.
“I borrowed money, I remortgaged and I put more money in to try and level it up. And in the end, I just ran out of money,” she said.
Hamilton, who is 64, outlined the ongoing impact on her health, her family life and her finances. “I’ve almost become obsessed by fighting for justice. And I can’t sleep nights,” she said. “Literally it goes round and around in my head. I’m so frustrated.”
Retailers could find themselves facing a New Year spending squeeze as public confidence in the state of the economy took a nosedive, show recent industry data.
According to BRC-Opinium data released today (23), consumer expectations over the next three months of their personal financial situation remained at -3 in December, the same as in November.
Confidence in state of the economy worsened to -27 in December, down from -19 in November. Confidence on personal spending on retail also fell while confidence in personal spending overall dropped to +11 in December, down from +17 in November.
Helen Dickinson, Chief Executive of the British Retail Consortium, said,“Public confidence in the state of the economy took a nosedive, falling 8pts to -27.
"This created a widening gap between expectations of the economy and of people’s own finances, which remained unchanged. Perceptions were heavily skewed by age, with 18 to 35 year olds considerably more upbeat than older generations on both questions.
"The public’s spending intentions – both in retail and beyond – dropped 6pts, with expectations of spending in nearly every retail category falling. If these expectations are realised, retailers could find themselves facing a New Year spending squeeze just as they unveil their January sales.
“The weak spending intentions could pave the way for a challenging year for retailers, who face being buffeted by low consumer demand and £7bn of new costs from the Budget set to hit the industry in 2025."
Dickinson added that with sales growth unable to keep pace, retailers will have no choice but to raise prices or cut costs – closing stores and freezing recruitment.
"To mitigate the impact this will have on growth, Government must ensure that its proposed business rates reform does not result in any shops paying higher rates than they already do," she said.
With Christmas spirit in full swing, convenience retailers across the UK are stepping up to spread joy, warmth, and a sense of togetherness within their communities.
From heartwarming events to dazzling decorations, convenience stores are going beyond their daily operations to create magical moments for customers.
Asian Trader reports on some of the most delightful initiatives, showcasing how independent retailers continue to be the beacons of holiday cheer in the communities.
One such magical event unfolded at the One Stop Carlton Convenience store in Salford, where retailer Priyesh Vekaria hosted the enchanting Santa’s Supercar Sleigh Event.
Vekaria wrote, "It was a day filled with joy, laughter, and the unmistakable magic of Christmas. From the wonder in children’s eyes as they met Santa to the heartfelt connections shared among neighbors, this event was a beautiful reminder of what makes the holiday season so special."
"This event wasn’t just about spreading holiday cheer; it was about celebrating the connections that bring us closer as a community. It reminded us that when we come together with kindness and collaboration, we create something truly magical."
Meanwhile, over at the One Stop Mount Nod store, retailer Aman Uppal went above and beyond to immerse the store in festive spirit.
Lavish decorations transformed the space into a winter wonderland, captivating customers and elevating their holiday experience.
Coca-Cola Christmas activations added an extra sparkle, with the iconic Coca-Cola truck displayed inside and a stunning LED screen outside the store bringing the magic to life.
Elsewhere in Powys, Wales, independent retailer Trudy Davies is filled with Christmas spirit as her store, Woosnam and Davies News, has a host of things to offer as giveaway this festive season from Santa hats to bird seeds packets.
In her signature style, Davies also drove "Made With Llani Love" Christmas-special campaign for festive times by encouraging locals to donate wool while members from the community knit blankets, hats, mitts, booties to be donated to a charity and local hospital.
In Telford, independent retailer Julie Kaur is proving to be a real-life Santa for her community.
Her store Premier Jules has been hosting a Christmas fair, in collaboration with local council and schools, for past two years.
Now in its third year, the event has become a cherished tradition, bringing people together and spreading the festive spirit far and wide.
Westerhope convenience store
Up in Edinburgh, Sophie Williams of Premier Broadway Convenience Store believes in involving the community around this festive times.
This year, she organised a school choir to perform outside her store, filling the air with joyful carols.
To enhance the celebrations, she handed out mince pies and chocolates, spreading sweetness and cheer.
Meanwhile in Newcastle Upon Tyne, independent retailer Sheraz Awan, owner of Sheraz’s Westerhope convenience store, is making sure that no one in the community goes without supplies.
Awan runs food donation campaigns throughout the year, completely funded by the store.
He has geared up the campaign around festive times to give bread packets as giveaway to those in need. The store will remain open on Christmas as well while Awan is hoping to giveaway about "1000 items of food" this year.
He wrote, "Remember, Christmas is upon us. Not everyone will have food on the table with loving family surrounding them."
Awan is also calling on suppliers and wholesalers to help and contribute in this cause.
Bestway Group is turning to a company voluntary arrangement (CVA) to exit about 35 vacant shops which previously traded as Bargain Booze and Wine Rack off-licences, stated recent reports.
According to Sky News, Bestway Group has informed landlords about plans for a company voluntary arrangement (CVA) for its Bestway Retail arm as it wanted to exit dozens of leases tied to shops which lie vacant within its retail estate.
Reports stated that about 35 shops which were not currently trading would be compromised in full under the plan. Roughly 10 further sites would seek rent reductions from landlords.
The CVA is being overseen by PricewaterhouseCoopers, stated Sky News citing a source.
Bestway's retail arm is said to comprise about 200 stores, largely operating under the Bargain Booze and Wine Rack brands.
Bestway also comprises operations in food wholesaling, the Well pharmacy chain, cement, real estate and United Bank, one of Pakistan's biggest lenders.
Meanwhile, Bestway Retail continues to strengthen its business. Most recently, it bolstered its senior leadership team with three new senior hires in the form of Nick Russell, Steve Moore and Rodney Tucker.
Russell, who previously worked for Costcutter until 2021, is now leading the independent Best-one and Costcutter estates. Moore, who also previously worked for Costcutter, will lead the Midlands and South Wales team from January 2025 as regional controller for Costcutter and Best-one.
Tucker has also rejoined the organisation in the new business and acquisitions team where he will drive the recruitment of new business in the Southwest and South Wales territories.
Sugro UK, member-owned buying and marketing group with over 90 members and a combined turnover of over £2.5 billion, has further enhanced its membership offering by giving wholesalers within the group an opportunity to source and save on essential equipment items for their business needs.
Under the new partnership, Sugro members will now have access to their own dedicated account manager at Partington Engineering Limited Ltd who will guide them through a range of solutions to save time and money on moving and storing goods.
Yulia Petitt, Sugro’s Head of Commercial and Marketing, said, “Our members, along with everyone else, are impacted by the rising costs. We are constantly striving to find new ways of supporting our members so I have no doubt that they will benefit from our latest partnership with Partington Engineering Ltd.”
Sue Hubber, Sugro Business Development Manager, added, “Partington Engineering are one of the premier manufacturers of materials handling equipment. They are a major supplier of trolleys across a variety of business sectors.
"Their extensive range of high quality equipment will enable Sugro members and their customers to replenish and add to their essential everyday equipment (trolleys, steps, and cages) from a competitive UK Source."
Darren Powles, Business Development Manager at Partington Engineering Ltd, added, "We are delighted to be working alongside Sugro and look forward to supplying high quality handling materials to its members.
:Manufactured here in the UK, our products are British built and made to last.
"Our Motto is 'Quality Merchandise Deserves Careful Handling' and every product we manufacture is done with this in mind."
Retail trade union Usdaw today (23) called on the shopping public to show respect for shop workers, stating that the busy pre-Christmas shopping period leaves retail workers exhausted and in need of a proper break.
Paddy Lillis – Usdaw General Secretary says, “By the time retail workers get to Christmas Eve, they will have been through a very busy run-up to Christmas. Our members tell us that incidents of verbal abuse are much worse in December and through to the New Year, when shops are busy, customers are stressed and things can boil over.
"That is why we asked customers to ‘keep your cool’ and respect shop workers, to make the Christmas shopping experience better for everyone.
“It is shocking that seven in ten of our members working in retail stores are suffering abuse from customers, with far too many experiencing threats and violence. Over half of shop workers have faced incidents triggered by customers being frustrated with stock shortages, lack of staff or problems with self-service checkouts.
"All of these issues are largely outside the control of the staff who are bearing the brunt of shoppers’ anger.
“Too many retail workers do not get a decent break over the Christmas and New Year period. They arrive home shattered and have to spend time on Christmas Day getting ready for work the next day, which is why 97 per cent want shops to shut on Boxing Day.
"98 per cent of our Scottish members want stores to close on New Year’s Day. While Usdaw has successfully secured the closure of large stores on Christmas Day, the rest of the holiday season is pretty much normal trading days for many.
“For those retailers who do open, we have negotiated national agreements for shops to be staffed with genuine volunteers only, and our workplace reps are supporting members to help make sure that happens at store level.
"We also send our appreciation to those workers behind the shopfront who have to work on Christmas Day and New Year’s Day, not least in distribution, food and pharmaceutical manufacturing.
“Our message to customers is have a great Christmas and a happy New Year. Please appreciate all those who have to work over the festive period. If you must shop on Boxing Day or New Year’s Day, please treat the staff with respect and understand they would most likely rather have the time off.”