National Cyber Security Centre (NCSC), part of the GCHQ, has created a state-of-the-art digital tool to help small businesses combat rising online threats.
Launched as part of the cross-government Cyber Aware campaign, the Cyber Action Plan by the NCSC offers bespoke advice to help increase the digital defence of micro businesses and sole traders.
Businesses are being invited to complete a short questionnaire at www.cyberaware.gov.uk that generates a personalised list of actions linked to the Cyber Aware behaviours.
“Small businesses are the lifeblood of this country, but we know they can be a target for cyber criminals, particularly as they move more operations online,” commented Sarah Lyons, NCSC deputy director for economy and society.
“Our free Cyber Action Plan is here to help, offering bespoke, actionable information linked to the Cyber Aware behaviours. If you work for yourself, or run a small business, I would urge you to spend a few minutes on the questionnaire and follow the steps to help secure your business.”
The government’s most recent Cyber Security Breaches Survey found that almost half of micro and small businesses reported cyber security breaches or attacks in the past year, with almost half (46%) being the victims of these cyber incidents – up from 31 per cent the previous year.
Advertisements promoting the tool will be broadcast on radio and seen online from today, directing people to cyberaware.gov.uk – the home of the Cyber Action Plan.
The launch of the plan follows a report from the Centre for Economic Performance, which found that more than 60 per cent of UK businesses have shifted to working via new technologies since the start of the pandemic.
The NCSC has last year published advice and guidance to support organisations of all sizes, including how they can securely move their physical operations online and safely scale-up home working.
Tributes are pouring in for wholesale and convenience veteran Dudley Ramsden who passed away recently. He was 81.
Ramsden was instrumental in establishing the Ramsden Group, Nisa Retail, and the Today’s Group wholesale buying group.
His journey started when he founded DB Ramsden & Co in Grimsby more than 60 years ago in move designed to allow independent retailers to compete with larger supermarket chains.
In 1977, alongside co-founder Peter Garvin, he launched the Nisa buying consortium, an innovative collaboration that empowered independent retailers through collective buying power.
Under his leadership, Nisa created a thriving national network of symbol stores operating under the Nisa brand.
From Nisa, Nisa-Today’s evolved when the Today’s Group wholesale business was created, before merging with Landmark Wholesale to form Unitas Wholesale.
Ramsden retired as chairman of Nisa-Today’s in 2006.
Calling him a pioneering force in the modern wholesale and convenience sector, buying group Unitas Wholesale stated that his remarkable influence on independent retail shaped the industry for decades.
"His influence was not only felt in boardrooms but also at industry events, where his larger-than-life personality and unwavering enthusiasm left a lasting impression on all who knew him.
"Ramsden’s contributions to the wholesale and retail sectors cannot be overstated. He built businesses with a deep sense of purpose, always striving to serve the community and uplift those around him.
"His vision laid the foundation for countless successful enterprises, and his legacy will continue to inspire future generations. His impact extends far beyond the businesses he built. His dedication, integrity and visionary leadership transformed the landscape of independent retailing," Unitas Wholesale stated.
Nisa Retail commented, "From co-founding Nisa in 1977 to leading it to become one of Europe’s leading buying groups, his impact on the industry was immeasurable. Under his leadership, Nisa-Today’s grew into a billion-pound organisation, supporting independent retailers across the UK.
"Ramsden was a true pioneer whose impact on Nisa and independent retailing cannot be overstated. His drive and commitment created opportunities for so many, and his influence will be felt for generations to come. Our thoughts are with the Ramsden family and all at Ramsden International at this sad time."
The Home Office has announced a significant boost in funding for neighbourhood policing, doubling its previous commitment from £100 million to £200 million.
This move aims to kickstart the recruitment of 13,000 additional neighbourhood police officers across England and Wales, with the goal of meeting this target by 2029.
“This major investment marks a turning point for policing in this country. By doubling extra neighbourhood funding to £200 million, we are giving forces across the country what they need to put more officers and PCSOs [police community support officers] where they’re needed most – on our streets and in our town centres,” Yvette Cooper, home secretary, said.
“Every neighbourhood deserves dedicated officers who know their patch, understand residents’ concerns and can tackle problems before they escalate. This investment, alongside new powers we are bringing into law, will help prevent crime and protect our communities, which is at the heart of our Plan for Change.”
The funding increase comes in response to growing concerns over rising crime rates, particularly shoplifting and retail-related offences. Recent data from the Office for National Statistics (ONS) reveals that shoplifting offences have reached a record high, with nearly 500,000 incidents recorded in England and Wales over the past year - an alarming 23 per cent increase from the previous year. This translates to approximately 1,350 recorded shoplifting crimes every day.
Adding to the urgency, a British Retail Consortium (BRC) crime survey found more than 20 million incidents of theft committed in the year to 31 August 2024, which equates to 55,000 a day, costing retailers a total £2.2 billion.
The survey also highlighted a surge in retail crime, reporting over 2,000 incidents of violence and abuse daily. These include cases of racial and sexual abuse, physical assaults, and threats involving weapons - with weapon-related incidents more than doubling compared to the previous year.
Paul Gerrard, Co-op’s director of campaigns and public affairs, welcomed the government's commitment.
“As a community-based retailer, we all too often see the significant and damaging impact of retail crime and antisocial behaviour in society,” Gerrard said.
“We know - and have seen the results - that effective partnerships with local policing make a real difference, and I am cautiously optimistic that this latest development along with continued investment in preventative measures and the rising levels of police attendance can start to reverse retail crime levels, and help communities become stronger, more resilient and safer.”
While the funding boost has been met with optimism, challenges remain. The BRC survey found that 61 per cent of retailers rated police response to incidents as ‘poor’ or ‘very poor’.
The government’s broader policing strategy includes a total funding increase to £17.5 billion for the next financial year, up by £1.1 billion compared to the 2024-2025 settlement. This comprehensive plan also introduces the upcoming Crime and Policing Bill, which will equip officers with enhanced powers, such as respect orders to tackle antisocial behaviour and shoplifting more effectively.
EG On The Move has completed its acquisition of Applegreen UK’s convenience and fuel retail network, adding 98 sites and approximately 40 foodservice concessions to its portfolio.
The deal, described by EG On The Move as a move to "create a retail powerhouse" in the independent petrol forecourt sector, underscores the company's strategic push to broaden its UK footprint.
With the completion of the transaction, EG On The Move now operates 151 petrol forecourt sites nationwide, alongside 209 foodservice concessions. The expansion also enhances its EV infrastructure, with around 40 locations offering more than 200 rapid charging ports.
As part of the acquisition, the group has also taken over the Applegreen fuel card business.
EG On The Move stated that this addition will strengthen its ability to offer tailored fuel solutions for commercial and fleet customers, while maximising synergies across its growing network.
EG On the Move chief executive Zuber Issa said: “We look forward to integrating the Applegreen UK business into EG On The Move.
“This acquisition is a natural fit, and enables EG On The Move to continue to redefine convenience retail and mobility for our customers, with a strong focus on quality, innovation, and sustainability.”
He added that customers and stakeholders can expect a “seamless transition”, while the 1,142 staff members working at the 98 sites are expected to transfer to EG On The Move as part of the transaction.
Applegreen Europe COO and Welcome Break CEO John Diviney said, “Following completion of this transaction, Applegreen remains committed to the UK market through our majority stake in Motorway Services Area (MSA) operator Welcome Break, and our growing EV charging business.
“We have a strong pipeline of new MSAs to develop, and recently opened our new £55 million state-of-the-art location at Junction 33 of the M1 at Rotherham.”
The British rappers, who recently announced the opening of a new supermarket, states that they were tired of going from shop to shop in their hometown to find the culturally diverse products they need and decided to take matters into their own hands.
The new supermarket named Saveways opened today (1).
Award-winning duo Casyo Johnson and Karl Wilson, known in the music world as Krept and Konan and the voices behind the 2015 hit "Freak of the Week", grew up in Croydon, south London, where about 40 per cent of residents identified as Black or Asian in a 2021 census.
But the duo say many of those communities are underserved by small local convenience stores and that the "world food" aisles in some of the major grocery chains often lack in product variety - a gap they hope to fill with their new 15,000 square foot supermarket, "Saveways", which opens on Saturday.
"We want people to feel seen," said Konan, who along with Krept was awarded a British Empire Medal in 2020 for their services to music and the community in Croydon. "We want people to feel that they've got a place that represents them when they want to get their specific food."
Shelves have been stocked with hundreds of spices, different types of beans, rice and cooking oils. Shoppers will also be able to bulk-buy halal meat, exotic fish and fruits, as well as ethnic hair and beauty products.
There is a prayer room and a comment box near the checkouts where shoppers can make requests for new products.
The idea to open a "one-stop-shop" with products tailored to Black, Asian and ethnic communities was pitched to Krept and Konan by their business partner, Kaysor Ali, who has known the rappers for more than 15 years.
"There is a lot of heart behind it and that's where it really comes from," Ali said. "To bridge that gap ... because no one has ever really done it - not to this standard."
New data published this week by LINK, the UK’s cash access and ATM network, showed that consumers withdrew £79.5 billion from cash machines in 2024, a 1.2 per cent reduction compared to 2023.
In total, adults over the age of 16 made 915 million cash withdrawals last year, 60 million (6.1%) fewer than in 2023. This equates to approximately 16 trips to the ATM per person, with an average withdrawal of £86 each time, totalling £1,424 over the year.
ATMs account for 93 per cent of all cash withdrawals in the UK, ahead of cashback and counter transactions at bank branches, post offices, and banking hubs.
Regional differences
Since the pandemic, with more people opting for contactless and digital payments, cash and ATM usage has declined significantly. However, cash remains popular, with regular LINK research showing around 75 per cent of adults using cash at least once a fortnight. While people are visiting ATMs less frequently, they are withdrawing more cash per visit.
The data reveals that every region and nation across the UK saw a fall in total cash withdrawals, with the largest declines in Scotland and London. Interestingly, the North-East of England and Wales experienced small increases in the total value of cash withdrawn.
Northern Ireland remains the most cash-heavy part of the UK, with banking customers withdrawing an average of £2,274 in 2024. The second and third most cash-heavy regions were Yorkshire and the Humber (£1,696) and the North-East (£1,682). Yorkshire was the only region where the average withdrawal increased, rising just over 2 per cent from £1,658. ATM usage was lowest in the South-West, where the average customer withdrew £1,030, closely followed by the South-East (£1,030).
ATM numbers
As cash use continues its long-term decline, the number of ATMs has also fallen. By the end of 2024, there were 5 per cent fewer cash machines compared to the end of 2023 (48,401 vs 46,182). Of these, 37,361 are free-to-use, down from 38,480, and 8,821 are charging ATMs, down from 9,921.
LINK noted that it has multiple financial inclusion programmes in place, as well as a statutory obligation, to ensure everyone has good free access to cash. An unchanged 9 in 10 people still live within 1km of a free cash access point, such as an ATM, post office, or banking hub.
In 2024, the Financial Conduct Authority (FCA) introduced new rules to protect access to cash across the UK. These rules include measures requiring LINK to independently assess the needs of a location following the closure of a bank branch. Communities can also request LINK to assess their high street if they believe it lacks appropriate cash services.
To date, LINK has recommended 184 banking hubs and over 100 deposit services to support cash in the community. These are being delivered by Cash Access UK, which opened the 100th banking hub in late 2024.
“Cash usage is falling in line with our own expectations as more people choose to shop online or pay with card. However, cash remains popular for many reasons,” Graham Mott, director of strategy at LINK, said.
“Our own research shows that millions still rely on it because they’re not confident, able, or can afford to use digital payments. For those on low budgets, there’s still no better alternative to managing your finances than using notes and coins. Notwithstanding, as we saw last year during the CrowdStrike IT issues, if and when systems go down, cash is quite often the only option.
“LINK’s job is to protect access to cash, which means that even as cash and ATM use falls, we will continue to ensure that every street is protected. We’re also pleased that we have recommended almost 200 banking hubs, allowing people and businesses that rely on cash to be able to readily access and deposit cash.”