Wrongly convicted due to bugs in the UK Post Office's computer system, Seema Misra was sent to prison while two months pregnant.
Had she had not been expecting her second child, Misra told AFP that she would have ended her own life "for sure".
Misra, now aged 48, took over the post office in West Byfleet, a village southwest of London, in 2005.
Her very first day ended with her system registering an £80 deficit, a seemingly trivial problem that soon turned into a nightmare, she explained from her home in Woking.
At first she tried to reassure herself that tallying up "is never penny to penny."
But deep down she thought: "Why wouldn't it be penny to penny? Money goes in money goes out, it should be all balanced up."
The following week, her accounts showed a £200 deficit, which instantly doubled to £400 after she carried out instructions given to her by an adviser on a telephone helpline.
The deficits grew over time, but the Post Office turned a deaf ear, blaming Misra's accounting.
Following an audit, an investigation and prosecution for theft, Misra was found culpable for a black hole of nearly £75,000.
Misra pleaded guilty to falsifying accounts, having put her signature on inaccurate balance sheets, and pleaded not guilty to theft.
Childbirth with electronic tag
But all along the real culprit was "Horizon", the accounting software developed by Japanese IT giant Fujitsu.
Around 900 postal workers were convicted in total in what prime minister Rishi Sunak this week called "one of the greatest miscarriages of justice in our nation's history".
Until her court case, Misra said she was "confident that I will get justice, it will be all fine."
But on November 10, 2010 - her eldest child's 10th birthday - a judge sentenced her to 15 months in prison.
Misra fainted on hearing her punishment, coming around in hospital before being taken to jail.
"If I hadn't been pregnant I would have killed myself, that's for sure," she recalled.
At least four suicides have been recorded among those caught up in the scandal.
She served four months behind bars, and then spent four months having to wear an electronic bracelet, even while giving birth.
"I was thinking... the midwife would be thinking what kind of mother I'm going to be," she said, fearing that she might end up back in prison if she broke her curfew.
"All those kind of things were going on in my mind while I was giving birth."
She was forced to borrow from relatives for years, sell her business at a loss and a London flat she had bought to rent out was confiscated.
Her family suffered "mentally" and "financially" as Misra could no longer find work because of her conviction.
"We couldn't enjoy the family moments together, all the special days were ruined," she said.
The family's "dignity, our confidence" was another victim of the scandal, and "you can't put any price tag on that," she added.
Suffering of the innocent
Misra's conviction was finally overturned in 2021, along with those of around 40 of her colleagues.
Running a post office "could have been our adventure" and the start of a "business empire", but "all that shattered," said Misra, who arrived in the UK from India in 1994.
She thought about returning to India, but decided not as she still harboured the hope of a better life for her family.
Misra is still understandably "very angry" at the Post Office, which she said "could have stopped it a while ago", but instead "hid the evidence and made innocent people suffer."
She wants to see those responsible "behind bars" and have their property confiscated, with their bonuses used to compensate victims.
While welcoming last week's announcement of a new law to exonerate and compensate wrongly convicted postal workers, she stresses that the government must now make this promise a reality quickly.
But beyond that, "we need to set the right example to the world that we are developed country, that the system works here. We should feel safe."
Typhoo Tea, one of Britain’s oldest tea companies, is teetering on the edge of administration after enduring years of challenges, including a costly break-in at its Wirral factory.
According to court filings made on Thursday, Typhoo has filed a notice to appoint administrators. This move allows companies temporary protection from creditors while exploring options to address their debts.
The company is reportedly using the process to seek rescue solutions, with administrators from EY already lined up. However, filing the notice does not equate to Typhoo entering administration at this stage.
Dave McNulty, Typhoo's chief executive, commented: “This action has been taken to enable us to pursue a sale of the business. A further statement will be issued in due course with additional information.”
Founded in 1903 by Birmingham grocer John Sumner, Typhoo was once among the UK’s best-loved tea brands. However, in recent years, the company has struggled as Britons increasingly shift towards coffee, energy drinks, and novelty beverages like bubble tea.
According to Mintel, tea consumption in the UK has been steadily declining and is projected to drop by 8% between 2023 and 2028.
Typhoo’s revenues fell from £34 million in 2022 to £25 million in 2023, while losses surged from £9.7 million to £38 million in the same period, as per publicly available accounts.
The steep rise in losses partly stemmed from a break-in at the company’s mothballed Merseyside factory. The incident caused extensive damage to machinery and tea stock, delaying the factory’s sale, which was eventually completed in June 2024.
Typhoo’s future now hangs in the balance as it navigates a path to potential recovery or sale. Typhoo Tea revealed it had to absorb £24 million in exceptional costs during the 2023 financial year, largely due to damage caused by a break-in. Company executives admitted these costs had a "material" impact on its operations.
Adding to its challenges, Typhoo has faced mounting competition from a surge of "wellness" tea brands entering the market. Meanwhile, tea manufacturers have struggled with supply chain disruptions, including tea paper shortages and rising import costs following Brexit.
Private equity firm Zetland Capital has held the majority stake in Typhoo since 2021. By the end of September 2023, Typhoo’s debts had climbed to £73 million, up from £53 million the previous year.
Britain's economy contracted unexpectedly in September and growth slowed to a crawl over the third quarter, data showed on Friday, an early setback for chancellor Rachel Reeves' ambitions to kick-start a sustained pickup.
Gross domestic product slipped by 0.1 per cent in monthly terms during September as the services sector flat-lined, while manufacturing and construction dropped, the Office for National Statistics said.
For the third quarter as whole, the economy grew by 0.1 per cent, slowing from 0.5 per cent growth during the second quarter.
Economists polled by Reuters and the Bank of England had forecast an expansion of 0.2 per cent in the July-September period, slowing from the rapid growth of the first half of 2024 when the economy was rebounding from last year's shallow recession.
"Improving economic growth is at the heart of everything I am seeking to achieve, which is why I am not satisfied with these numbers," Reeves said in response to the figures.
"Now we are going to deliver growth through investment and reform to create more jobs and more money in people’s pockets, get the NHS back on its feet, rebuild Britain and secure our borders in a decade of national renewal."
Last week, the BoE trimmed its annual growth forecast for 2024 to 1 per cent from 1.25 per cent but predicted a stronger 2025, reflecting a short-term boost to the economy from the big-spending budget plans of finance minister Rachel Reeves.
Britain's economic output has grown slowly since the Covid-19 pandemic. Only Germany, which was also hit hard by surging energy costs after Russia's invasion of Ukraine, has done noticeably worse among the largest advanced economies.
Prime minister Keir Starmer said he wanted the economy to reach annual growth of 2.5 per cent when campaigning for the July 4 election - a rate that Britain has not regularly achieved since before the 2008 financial crisis.
Reeves wants Britain to have the fastest per capita growth in gross domestic product among the Group of Seven advanced economies for two consecutive years.
Shoppers are becoming increasingly discerning when it comes to winning their loyalty with most now expect offers to be personalised while appetite for offers has grown over the last 12 months, shows a recent survey's findings.
In a new research from American Express, the survey of both UK consumers and retail decision makers reinforced that generic offers and incentives are not enough to win over new customers, and don’t positively impact long term loyalty.
Over seven in 10 shoppers (73 per cent) said when they receive offers like this via email, they tend to go unused. Almost three quarters (74 per cent) said they now expect offers to be personalised to them, for example, linked to products they’ve previously bought, and based on their previous interactions with the brand, or delivered at the right time, e.g. a birthday or following a recent purchase.
With consumers now seeking out tailored offers and services at every touchpoint, for retailers this means putting personalisation at the heart of their customer engagement strategy. The vast majority (93 per cent) of UK retailers surveyed acknowledge that appetite for offers has grown within their customer base over the last 12 months.
They’re taking concerted action, with personalisation being crucial; 94 per cent of retailers said their top priority for the year ahead is "making customers feel like we really know them". About a third (31 per cent) are looking to launch a new offers or loyalty programme over the next year.
The consumer research revealed a particular appetite for card-linked offers – digital offers from retailers which are directly linked to a particular payment method like a credit card, with three quarters (74 per cent) saying if a retailer gave them an offer like this, they’d choose them over an alternative retail brand that doesn’t, and two thirds (67 per cent) said they’d be likely to spend more.
Dan Edelman, general manager, UK Merchant Services at American Express, said, “Consumers have increasingly high expectations when it comes to being rewarded for their spending. Our research shows retailers recognise the need to respond to this demand as they focus on attracting and retaining customers.
"Card-linked offers such as Amex Offers can be a compelling solution for merchants – providing a strategic and efficient addition to marketing programmes, whether incentivising first-time purchase, driving up transaction values, or helping to build long term loyalty.”
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A general view shows shoppers on the high street in Scunthorpe, north east England.
The government has today (14) published draft legislation to, for the first time, permanently cut business rates for retail, hospitality, and leisure properties from 2026.
The move marks the beginning of the delivery of the government’s promise to reform business rates, will benefit high streets across the UK, the government added.
The tax cut will be funded by a tax rise for the very largest business properties, such as online sales warehouses.
Until then, 250,000 retail, hospitality, and leisure (RHL) properties will receive 40 per cent relief off their business rates bills up to £110,000 per business to help smooth the transition to the new system.
This support is alongside the budget announcement to freeze the small business multiplier, together with Small Business Rates Relief protecting over a million properties from inflationary increases. Taken together, this is a package worth over £1.6 billion in 2025-26.
“For too long the business rates system has been working against our high streets. Today is a major step towards our new system that will support retail, hospitality, and leisure businesses on our high streets to succeed,” James Murray, exchequer secretary to the treasury, said.
“This bill paves the way for a permanent cut to their tax rate, helping to level the playing field between them and online and out-of-town businesses.”
The government has also introduced legislation to increase the Employment Allowance – a discount in National Insurance bills – from £5000 to £10,500, meaning 865,000 employers will not pay employer national insurance next year, and 250,000 employers will pay less National Insurance than they are now.
The government said the measure will allow firms to employ up to four National Living Wage workers full time without paying employer National Insurance on their wages.
The eligibility of the allowance will also be expanded to include all eligible employers, rather than just those with a wage bill of less than £100,000 a year.
“We are pleased to see James Murray and the whole Treasury team take this important step forward today – legislating for the significant increase to the Employment Allowance which FSB strongly championed, to protect smaller businesses with employment costs. But also taking a decisive step forward on business rates reform,” Craig Beaumont, Federation of Small Businesses executive director, said.
“For far too long, permanent business rates reform has been put into the too difficult box. It is extremely encouraging on rates to see ministers standing up for small firms in retail and hospitality and taking long-term action necessary to the future of our high streets – we look forward to continuing to work in partnership with the new government to make sure no small businesses whatsoever are blocked from achieving their ambitions by a rates system that has not simply not kept pace with the needs of a modern economy.”
To calculate a property’s business rates bill, the rateable value of a property is multiplied by the relevant multiplier (tax rate). Today’s Non-Domestic Rating (Multipliers and Private Schools) Bill means that new permanently lower multipliers for RHL properties can be introduced from 2026.
The new RHL tax rates will be funded by a higher tax rate for the top 1 per cent most valuable properties – those with a rateable value of at least £500,000. Large distribution warehouses, including those used by online giants, will help fund the high street tax cut, the government said.
A discussion paper has also been published to engage with businesses over the next six months on how to further reform the system outside of retail, hospitality and leisure.
North East Lincolnshire Council Trading Standards team have seized over £100,000 of illicit tobacco products during operations throughout Stoptober, the council stated on Wednesday (13).
The team and partner organisations such as Humberside Police uncovered 28,120 cigarettes, 12.45 kilos of tobacco and 3133 illegal disposable vapes in a number of shops during the four week operation. The products have an estimated value of over £100,000.
Shops and businesses on Freeman Street, Cromwell Road, Yarborough Road, and Second Avenue on the Nunsthorpe estate were all visited. The raids were part of Operation CeCe, an ongoing intelligence-led operation, targeting counterfeit and illicit cigarettes, tobacco and illegal disposable vape dealers.
Since January 2021, North East Lincolnshire Council Trading Standards team have seized 84,957 packs of cigarettes, 10,750 pouches of tobacco and over 17,000 illegal vapes, with a combined value of almost £1.8 million, all money which would have gone out of the local economy and into the hands of organised crime gangs.
Humberside Police’s Neighbourhood Policing Inspector for Grimsby West Claire Jacobs said: “We deployed our teams in support of North East Lincolnshire Council during this important operation to combat illicit cigarettes and tobacco within North East Lincolnshire.
“We continue our commitment through the Clear Hold Build initiative to ensuring that Grimsby remains a fantastic place, and working closely with partners on operations such as this one helps us to do exactly that.”
By law, Vapes should have an internal tank capacity of no more than 2ml, and the level of nicotine contained in the vaping fluid should not exceed 20mg/ml (or 2 per cent). As with tobacco products, these items are required to display certain health warnings and every such device, and the liquid it contains, should be registered with the MHRA (Medicines and Health care products Regulatory Agency) prior to being released onto the market.
Councillor Ron Shepherd, portfolio holder for safer and stronger communities, said: “This joint operation shows just how important it is to work together. Multi-agency operations such as these are keeping these products, that do not meet safety standards and are putting lives at risk, off the streets. We know illicit and fake cigarettes do not comply with the Reduced Ignition Propensity requirements and won’t self-extinguish, so are likely to start a fire.
“When you buy these products, you could be putting your own health at risk. Not only has no duty been paid on them but they’ve not been tested to ensure they’re safe. It is important to remember that whilst legitimate disposable vaping bars can be a very useful aid to smokers who are wanting to quit, they still have potential health issues as a result of use, and should never be purchased and used by non-smokers”.
Speaking about quitting smoking, Cllr Stan Shreeve, NELC Portfolio holder for Heath, Wellbeing and Adult Social Care, said: “I urge smokers in our region to use the support services on offer to help them to quit smoking.
“We have so many examples of people turning their lives around completely after quitting smoking with support from the Wellbeing Team, and you only have to look at the figures released today to see what a positive impact that could have for everyone.”