“If you give good to the world, the good will come back to you.”
This is what Shad Saleem, who runs two stores and a fish and chip shop in Blyth, firmly believes in. His belief reflects in his actions and defines him in his community. So, when the news of him winning the Spirit of the Community Award at the Asian Trader Awards in 2019 reached his customers, there has not been much of a chance for surprise. Nonetheless, it went down well with the shoppers.
“A lot of people in the community know that I do a lot for the community. [The award] was received very well,” Shad says.
Community work, especially charity, is a passion for this retailer, who counts helping people who are less fortunate as his mission. Shad admits that this might seem bit odd for someone running a retail business in a heavily competitive area, but he is sure of himself.
“I am a very open-handed retailer, so few may think I’m crazy, but that’s the way I am,” he says. “I believe wealth does not decrease by giving to charity. I believe the more you give, the more will come back.”
The success of his two stores, best-one Poets Corner and best-one Plessey News, in Blyth which is inundated with retail shops - the locality has Aldi, Lidl, Asda and many convenience stores - in itself can vouch for the practicality of this philosophy.
“One way we’ve retained footfall is through our support of the community – we support local people, and in turn, they support us back. We face a lot of retailer competition but because we are at the heart of the community customers choose to shop with us,” he says.
The positive effects of his involvement with community - Shad says he never said no to any community support asked of him in the last 20 years – don’t stop there. While the local stores witnessed increased violence and abuse against shop workers during the pandemic lockdowns, his two shops never had any such incidents.
“People have been reasonable and respecting of what we have done. We never had any problems. I think, because of the time and effort I give to community, that also prompts people to give respect to my team members as well,” he says.
Shad finds people are taking the pandemic rules – like mandatory face masks when shopping at stores - a lot more serious than the early days. “In my community people are dealing it quite well. They have been good with my staff as well,” he says.
As the COVID-19 pandemic has started to grip the country last year, Shad has taken proactive measures in response, such as making their elderly shoppers aware that the shops would deliver to them if they are isolating or not able to come to shop, in addition to following whatever measures recommended.
However, his most thoughtful gesture went to his team members, who all received a pay rise.
“All my staff members are over and above minimum wage. I knew that my team members are doing a great job. Within the first week of pandemic started, going back to last February, I increased all my staff’s pay,” he says.
Six months later, he gave all of them £50 as a treat, as a ‘thank you’ for their hard work through the pandemic.
He regularly acknowledges his staff in person and on WhatsApp groups as well. He has also brought the closing time of the shops forward to 10pm, from 10.30 pm, to ease the pressure on them. “It was basically my appreciation towards my staff members who have worked tirelessly,” he says.
While all these measures again reflect his generous self, they also greatly contribute to one his major points of difference, customer service.
“The staff I have are all very superb. My team members work across the businesses. Our stores are clean. These things do help in my involvement with the community. These all help our sales,” he explains.
That’s another way of practicing ‘the more you give, the more will come back’ philosophy.
The Rotary Club of Blyth help to 50 families at Christmas, distributing Approx 350 parcels
The pandemic has also seen him stepping up his involvement in community in a personal capacity. One of his signature initiatives has been the Breakfast Club at the nearby Malvin’s Close Primary Academy, set up in partnership with the Rotary Club of Blyth, which enabled 30 children to be given a proper breakfast.
With the schools closed, he tried to keep the initiative going, offering free bread though the whole pandemic. “And, we still offer free bread today. Anybody who are feeling difficult, short of anything essentials, like bread etc, please feel free to come in, ask for it, no questions asked,” he says.
He is heavily involved with Rotary Club of Blyth, of which he will become the senior vice president in July this year. The club took a commitment to 50 families for Christmas, which were recommended by the schools as needing extra help.
“We gave everything from fresh produce to toys. This Christmas, for 50 families, over 350 parcels went out. There were potatoes, turkeys, fresh produce, everything to make a quality Christmas dinner,” he says.
In the last year alone, he gave a one-off donation of £10,000 to the Rotary Club. “I do give lot to the club because we know exactly where it’s going and it’s used very well. Nothing used for costs.”
He is also involved with several organisations in Blyth, and acts as a trustee of Blyth Food Bank, which has seen the demand for food parcels massively increasing during the pandemic. He also continued to support Blyth Spartans football club with advertising boards even when no supporters were going into the ground.
“It’s a moral gesture, that we still support the club. It’s a bit extra revenue for the club which it desperately needs,” he says.
His commitment to the community extends to sourcing products from local suppliers. Their eggs are delivered fresh daily from family-run Lintz Hall Eggs, milk and fresh dairy comes from Hanover Dairies, local greengrocer brings fresh, seasonal vegetables, and a local Blyth sandwich lady delivers homemade sandwiches every day.
“People are aware that our sandwiches, eggs, fruit and veg are local. All these things, I think, do make a difference to the business. We do our bit and keep as many as products as we can locally source, what we can squeeze in our shops,” he says.
The shops have also benefitted from the shopper turn to local stores as a result of the pandemic, enjoying almost 50 per cent rise in weekly sales. While his average sales were £22,000-23,000 a week on both shops prior to the pandemic, it shot up to £32,000-33,000 initially, before coming to back to stabilise slightly above his earlier average figures, still an impressive growth.
“We had a very good run for three or four months. Now, I am a couple of thousand pounds above my averages sales at both sites,” he says, adding that increase in the basket spend has also contributed to the “astonishing” sales.
Above all, the great plus for him is the pandemic forcing people to think of convenience stores as the guys who are here for them. “I think convenience sector has emerged very strong. We got a lot of loyalty towards us because of the time we were there in the very difficult times,” he notes.
A second generation retailer, which he observes as “very rare in this day”, the 45-year-old donates thousands of pounds a year, but he sees it as the little grains of sand that make the pleasant land. “When you help in some small way, you might not make difference to the world, but you could make a big difference to that person in particular,” he tells.
Tackling hunger, particularly among the children, is a cause that is close to the heart of this father of three, and the launch of Breakfast Club has been partly stemmed from his personal ambition to ensure that no child in Blyth goes to school hungry.
“You don’t know what’s around the corner and it could be any of us that one day need to ask for help. This is where the basics of just ensuring people are fed and have a roof over their heads is important to me,” he reasons.
As footballer Marcus Rashford campaigned for school food vouchers for vulnerable children during the pandemic, Shad enlisted his fish and chip shop to the cause.
“I also put this on social media, this whole thing about school holidays, that if you need anything - I tagged my fish and chip shop - go get anything. You need some bread, all the shops will give you it,” he said, adding that he sets aside loaves of bread everyday for people who need a little bit of help.
The offer is, in fact, a standing one. Two years ago, he went viral on social media and attracted both national and international media attention when he made this offer to a man he found on CCTV who seemed to be searching inside the chippy's bins for food.
“We put notices on our bins, we put notices on our shop windows, saying the same thing. Nobody needs to go hungry. Nobody needs to resort to our bins for food.”
The note said: “Dear human being, if you are the person going through our bins for your next meal then how about you pop in and I'll give you a bottle of water and a little snack for free, you are worth more than a meal from a bin. We may also be able to direct you to facilities in the town that may help you.”
“That still stands today,” he says. “All in my team know, everybody that works in my business are local staff, they know the people in Blyth. They know anybody who finds things difficult.”
So, Shad’s passionate appeal to all retailers would be to get involved in the community in whatever way they can: “If you can make a difference to someone else’s life, then you should.” Brought into the convenience as a child by his parents, he has accumulated enough experience to tell you that it pays off on many counts.
“You know you don’t need cameras. People talk within the community and people find out what you are all about. People know whether you are genuine. People know whether you are just doing it for the sake of it, or you have the love and passion,” the wise retailer says.
“Have a big heart. Give to community. Give to people who are less fortunate. It does come back. I really believe it does come back.”
New data published this week by LINK, the UK’s cash access and ATM network, showed that consumers withdrew £79.5 billion from cash machines in 2024, a 1.2 per cent reduction compared to 2023.
In total, adults over the age of 16 made 915 million cash withdrawals last year, 60 million (6.1%) fewer than in 2023. This equates to approximately 16 trips to the ATM per person, with an average withdrawal of £86 each time, totalling £1,424 over the year.
ATMs account for 93 per cent of all cash withdrawals in the UK, ahead of cashback and counter transactions at bank branches, post offices, and banking hubs.
Regional differences
Since the pandemic, with more people opting for contactless and digital payments, cash and ATM usage has declined significantly. However, cash remains popular, with regular LINK research showing around 75 per cent of adults using cash at least once a fortnight. While people are visiting ATMs less frequently, they are withdrawing more cash per visit.
The data reveals that every region and nation across the UK saw a fall in total cash withdrawals, with the largest declines in Scotland and London. Interestingly, the North-East of England and Wales experienced small increases in the total value of cash withdrawn.
Northern Ireland remains the most cash-heavy part of the UK, with banking customers withdrawing an average of £2,274 in 2024. The second and third most cash-heavy regions were Yorkshire and the Humber (£1,696) and the North-East (£1,682). Yorkshire was the only region where the average withdrawal increased, rising just over 2 per cent from £1,658. ATM usage was lowest in the South-West, where the average customer withdrew £1,030, closely followed by the South-East (£1,030).
ATM numbers
As cash use continues its long-term decline, the number of ATMs has also fallen. By the end of 2024, there were 5 per cent fewer cash machines compared to the end of 2023 (48,401 vs 46,182). Of these, 37,361 are free-to-use, down from 38,480, and 8,821 are charging ATMs, down from 9,921.
LINK noted that it has multiple financial inclusion programmes in place, as well as a statutory obligation, to ensure everyone has good free access to cash. An unchanged 9 in 10 people still live within 1km of a free cash access point, such as an ATM, post office, or banking hub.
In 2024, the Financial Conduct Authority (FCA) introduced new rules to protect access to cash across the UK. These rules include measures requiring LINK to independently assess the needs of a location following the closure of a bank branch. Communities can also request LINK to assess their high street if they believe it lacks appropriate cash services.
To date, LINK has recommended 184 banking hubs and over 100 deposit services to support cash in the community. These are being delivered by Cash Access UK, which opened the 100th banking hub in late 2024.
“Cash usage is falling in line with our own expectations as more people choose to shop online or pay with card. However, cash remains popular for many reasons,” Graham Mott, director of strategy at LINK, said.
“Our own research shows that millions still rely on it because they’re not confident, able, or can afford to use digital payments. For those on low budgets, there’s still no better alternative to managing your finances than using notes and coins. Notwithstanding, as we saw last year during the CrowdStrike IT issues, if and when systems go down, cash is quite often the only option.
“LINK’s job is to protect access to cash, which means that even as cash and ATM use falls, we will continue to ensure that every street is protected. We’re also pleased that we have recommended almost 200 banking hubs, allowing people and businesses that rely on cash to be able to readily access and deposit cash.”
Morrisons has announced its trading update for the fourth quarter (Q4) and full year 2023/24, showcasing a robust performance marked by significant operational and financial improvements.
The supermarket chain reported its strongest quarterly like-for-like (LFL) sales growth in nearly four years, alongside a notable increase in underlying EBITDA and total revenue.
For the 52 weeks ending 27 October 2024, Morrisons achieved a 4.1 per cent increase in Group LFL sales, with Q4 LFL sales rising by 4.9 per cent - the highest quarterly growth since early 2021. Underlying EBITDA surged by 11.2 per cent to £835 million, while total revenue climbed 3.8 per cent to £15.3 billion for the full year. Q4 revenue also saw a strong uptick, increasing by 4.8 per cent to £3.8 billion.
“This has been a year of urgent reinvigoration and positive progress for Morrisons. Customer transactions increased, market share grew from Q2, and we saw positive switching from our competitors,” Rami Baitiéh, chief executive, said, adding that improvements in availability, pricing, promotions, and the loyalty scheme have driven the financial performance.
The Morrisons More Card has been a standout success, with linked sales growing to 68 per cent at the year-end and reaching 76 per cent by the time of the update. “The More Card is firmly established as a customer favourite after a stunning year,” Baitiéh noted, with 3.5 million Morrisons Fivers redeemed during the two-week Christmas period.
Morrisons expanded its convenience store estate to over 1,600 stores and acquired 36 convenience stores in the Channel Islands in November 2024.
Two men have been arrested in connection with a series of armed robberies at convenience stores in mid-Ulster, which took place on Thursday (30).
The first incident occurred just before 7am at McCrystal’s Day-Today, a filling station on Ballinderry Bridge Road in Coagh. Two masked men, one wielding a handgun, entered the store and threatened staff, holding a weapon to one man's head before forcing him to open the till.
Shortly after, a second robbery took place at a supermarket on Shore Road in Ballyronan. Again, two armed men threatened staff at gunpoint, placing the firearm to the head of an employee before fleeing with cash and a quantity of cigarettes.
A third armed robbery was later reported at Lynch’s Spar on Moor Road in Clonoe, where the suspects again stole cash before making their escape.
Police Service of Northern Ireland informed, "Staff were threatened by two masked men - and were ordered to hand over a sum of cash.
“A blue Audi A6 – believed to have been used by the suspects, was stolen from outside an address in Portadown and later found on fire at Drumcree Community Centre.
“Tonight, Mid Ulster detectives conducted a number of searches at properties in the Churchill Park area of Portadown. Two men, aged in their 30s and 50s, were arrested on suspicion of a number of offences in connection with the investigation.
"An electronic device was also seized for forensic examination. “They have both been taken to police custody for questioning."
Meanwhile, the incident was slammed by a leading Northern Ireland retailers' body.
Commenting on the three-armed robberies of Retail NI members in Mid Ulster, Retail NI Chief Executive Glyn Roberts said, "“These robberies on our members are utterly disgraceful and if anyone in the local community has any information, please contact the PSNI”.
“We shouldn’t forget these are independent retailers that go above and beyond to serve their local community. Our thoughts are with the staff who have traumatised by these despicable attacks”.
“Retailers are sadly experiencing record levels of assault of shop staff, shoplifting and robberies. It is crucially important that the Department of Justice include the assault of shop staff in the forthcoming Sentencing Bill”.
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A general view of the Sevington Inland Border Facility sign on February 09, 2024 in Ashford, UK
The delayed third phase of Britain's post-Brexit border regime for imports from the European Union will begin on Friday - four years after Britain left the bloc's single market and nine years after it voted to leave the EU.
After Brexit, such was the scale of Britain's task to untangle supply chains and erect customs borders, that it only started imposing new rules last year.
The first phase of Britain's new border model requiring additional certification for some goods came into force at the end of January last year. A second phase followed at the end of April, introducing physical checks at ports for products such as meat, fish, cheese, eggs, dairy products and some cut flowers. New charges were also introduced.
From Friday, a third phase, delayed from Oct. 31 last year, will kick off, with businesses moving goods from the EU to Britain required to comply with new UK safety and security declaration requirements - detailed information about the products being shipped.
HM Revenue and Customs said mandatory collection of the data would enable "more intelligent risking of goods", with legitimate goods less likely to be held up at the border. It said this would mean less disruption to businesses whilst preventing illegal and dangerous goods entering the UK.
But it warned businesses that declarations must be submitted before goods arrived at the UK border to avoid them being held up for unnecessary checks and possible penalties.
While Britain's major retailers and large EU exporting businesses have the resources to handle the demands of the new border regime, smaller retailers and wholesalers have complained it is disproportionately burdensome.
Plans to extend physical checks to fruit and vegetables have been delayed several times and in September last year were pushed out again to July 1 this year.
Chancellor Rachel Reeves said on Sunday, she was "happy to look at" an idea, put forward last week by European Trade Commissioner Maros Sefcovic, that Britain could join a pan-European customs scheme. The scheme is not the same as the EU's full customs union, which the Labour government has said it will not rejoin.
Many people working in shops in Hartlepool Borough are "afraid to come to work" due to fear of violence and abuse linked to thefts, shows a recent survey of businesses.
The feedback forms part of a consultation on the experiences of business owners and retailer held by Hartlepool Borough Council. The survey was carried out from November to January, BBC reported citing the Local Democracy Reporting Service.
Respondents talked about a "fear of violence, verbal abuse and threatening behaviour", council officers said.
At an audit and governance committee meeting held recently, scrutiny and legal support officer Gemma Jones said some businesses reported their staff had "experienced actual violence".
Speaking about the criminals targeting shops and businesses, scrutiny manager Joan Stevens said, "The cohort of reoffenders is relatively small and they're responsible for a large amount of the retail crime or thefts that exist in the town."
She added that data indicated "over 50 per cent of theft appears to be driven by substance misuse issues", which was supported by findings from police interviews with offenders.
Meanwhile, the meeting was told "it didn't appear that the cost of living crisis was a significant impact" in driving retail crime.
The consultation was carried out as part of the committee's investigation into "ways of designing out and reducing incidents of retail crime".
It will culminate in a final report in March.Councillors also saw data from Cleveland Police which indicated that "70 per cent of thefts in Hartlepool are actually undertaken by 12 individuals".
The survey report comes a day after it was reported that theft and violence against retail workers in Britain soared to record levels last year and are "out of control", driven partly by criminal gangs.
Industry body the British Retail Consortium's (BRC) annual crime survey released on Thursday (30) found more than 20 million incidents of theft were committed in the year to 31 August 2024, which equates to 55,000 a day, costing retailers a total £2.2 billion.
The BRC said many more incidents in the latest period were linked to organised crime, with gangs systematically targeting stores across the country.
Incidents of violence and abuse in 2023/24 climbed to over 2,000 per day, up from 1,300 the year before. This is more than three times what it was in 2020, when there were just 455 incidents a day.
Incidents included racial or sexual abuse, physical assault or threats with weapons. There were 70 incidents per day which involved a weapon, more than double the previous year.